527 N Main StreetRutherfordton, North Carolina
Full-brick 1920 colonial · Rutherfordton, NC

2.37 in-town acres. A walk to downtown. Classic character. Thoughtful updates.

New roof and HVAC in 2022, a fully remodeled kitchen, and 2,945 square feet of brick on a lot most in-town homes can only dream of — under an hour from Hendersonville.

$525,000List price · $178 per sq ft · plus a $10,000 seller credit
MLS #4428133
2,945Sq ft
4Bedrooms
2.5Baths
2.37Acres
2022Roof & HVAC
$10,000Seller credit for a qualified buyer to use toward closing costs or an interest-rate buydown. See what it does to your payment.
Watch the 60-second tourRequest a showingWalk the 3D tour
Twilight view of the full-brick 1920 colonial at 527 N Main Street
Twilight view of the full-brick 1920 colonial at 527 N Main Street
Video tour

Sixty seconds inside 527 N Main.

From the twilight front walk to the barn out back. Sound on.

Why this house is different

The big-ticket items a 1920 house usually needs? Already handled.

Most historic homes come with a to-do list. This one comes with receipts.

2022

New roof

Architectural shingle roof replaced in 2022. Not a repair — a replacement.

2022

New HVAC

Heat pump system installed in 2022 with natural gas at the home.

Done

Remodeled kitchen

Fully remodeled with island, pantry and modern appliances. Tankless water heater. Updated plumbing and electrical throughout.

2.37 acres, inside town limits

Room to breathe, right in town.

A generous front lawn, mature trees, and a circular drive create a welcoming approach to this in-town home. Enjoy some breathing room outdoors, with downtown Rutherfordton's coffee shops, restaurants, parks and trails an easy walk away.

~55 minHendersonville
about 42 miles
~70 minAsheville
about 55 miles
~95 minCharlotte
about 72 miles

Drive times are typical estimates from downtown Rutherfordton; actual times vary with route and traffic.

Aerial view of the home, spacious front lawn and driveway at 527 N Main Street
Aerial view of the home, spacious front lawn and driveway at 527 N Main Street
Downtown Rutherfordton

A real Main Street, a short walk from the front porch.

Founded in 1787. Restaurants, shops, breweries, coffee, Main Street Park and a fall festival, all inside town limits and all on foot from 527 N Main.

Church steeples and old brick on North Main Street First Baptist Church on North Main Historic homes under old hardwoods on North Main The Carrier Houses bed and breakfast on North Main Parcel 191 and the Main Street storefront block Main Street, looking toward the shops The Main Street Park arch, dressed for fall festival season Coffee and ice cream on Main Street Main Street storefronts and Main Street Market First Baptist Church across North Main The west side of Main Street Brick storefronts on Main Street
Church steeples and old brick on North Main StreetDowntown Rutherfordton, NC
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Photography

Take the tour from your couch before you make the drive.

Click any photo to enlarge. Drone footage is being added.

Front elevation and circular drive
Front elevation and circular drive
Remodeled kitchen with navy island and white cabinetry
Remodeled kitchen with navy island and white cabinetry
Sun room with wraparound windows
Sun room with wraparound windows
Entrance foyer with fanlight over the front door
Entrance foyer with fanlight over the front door
Living room with fireplace and built-ins
Living room with fireplace and built-ins
Formal dining room
Formal dining room
Wood-paneled den with gas fireplace
Wood-paneled den with gas fireplace
Primary bedroom
Primary bedroom
Front portico and door
Front portico and door
Covered porch with swing
Covered porch with swing
Back deck with umbrella table
Back deck with umbrella table
Red barn outbuilding with brick patio
Red barn outbuilding with brick patio
Back lawn looking toward the red barn
Back lawn looking toward the red barn
3D walkthrough

Walk every room before you make the drive.

Click and drag to look around, click the floor to move, and use the dollhouse view to see how all 2,945 square feet fit together.

Having trouble with the embed? Open the tour in a new tab.

$10,000 seller credit

Rates went up again. The seller is putting $10,000 toward your side of the closing table.

A qualified buyer can apply the $10,000 credit to closing costs, or put it into discount points to permanently lower the interest rate. Your choice. Run the numbers below.

Option A: Closing costs

Keep your rate and bring $10,000 less to closing. Apply it to lender fees, title, prepaids or escrow.

Option B: Rate buydown

Turn the $10,000 into discount points. On a 10%-down loan that buys about 2 points, roughly half a percent off the rate for the life of the loan.

Loan amount—
Payment at today's rate—
Payment after the buydown—
You save every month—
Equivalent price cut for the same payment—
Principal and interest only, 30-year fixed. Assumes one discount point costs 1% of the loan and lowers the rate about 0.25%; actual pricing varies by lender and day. Credit is paid by the seller at closing on an accepted offer; lender rules limit how much seller credit can be applied. Not a loan offer. Freddie Mac 30-year average was 6.95% for the week of Sept 17, 2026.
Pre-listing home inspection

No surprises. The inspection is already done, and you can read it.

A licensed inspector goes through the house before it lists. The full report is posted here and attached to the MLS listing, with the seller's disclosures, so you know what you are buying before you write an offer.

Request the inspection report

Report available after the October inspection. Buyers are always welcome to bring their own inspector too.

MLS number4428133
Built1920 · 2 story with basement
ExteriorFull brick
Living area2,945 sq ft heated
Bedrooms / baths4 / 2 full, 1 half
Lot2.37 acres, R1 zoning, no HOA
RoofArchitectural shingle, 2022
Heat / coolHeat pump, 2022 · natural gas at the home
Water heaterTankless
Water / sewerCity / city
FireplaceGas logs, den
OutbuildingRed barn / shed
ParkingCircular driveway
Schedule a showing

Come see 527 N Main.

Leave your details to request a showing or ask about the property and inspection report.

Matthew Mubarak
WNC Real Estate Partners
828-376-8891 · livemattic@gmail.com
NC Real Estate License #355438

This form opens an email to Matthew with your details filled in.